Swap USDC to XMR

You send

$999.50

You get

≈ 1.6455

$994.51

1 USDC ≈ 0.00164552 XMR at market price

Receive at Refund to, if the swap fails

You send the coins on the next page.

Coin prices

24h change1 min ago

XMRMonero

$604.37↗ 0.87%

BTCBitcoin

$75,629↗ 0.07%

LTCLitecoin

$51.39↘ 0.62%

USDTTether

$0.9990↘ 0.01%

Data from CoinGecko

AccountNot needed
Our fee0.4 to 0.5%, in the rate
Your coinsNever held by us

Availability and ID checks

An exchange can ask for ID if its own checks flag a swap. Their terms: StealthEX.

ChangeNOW is not offered in the UK, the US, the EU, Canada, Australia, Japan, South Korea, Singapore, Hong Kong, the UAE, India and Russia, where its terms bar swaps or require ID.

SimpleSwap is not offered in the US, the UK, the EU, Japan, India, China, Colombia, Venezuela and 23 more countries its terms list.

FixedFloat is not offered in the US, India, Georgia and countries under UN sanctions.

StealthEX is not offered in countries under comprehensive sanctions, Myanmar and countries that ban crypto.

WizardSwap is not offered in countries that ban crypto.

How it works

SendYour coins go to a deposit address the exchange makes for this swap.
ExchangeOnce your deposit confirms, the exchange swaps it at its rate.
ReceiveThe new coins go straight to your own address.

USD Coin to Monero

Numbers from 8 Nov 2026, 16:00 UTC

The smallest USDC to XMR swap at the last check was 11.3123 USDC, at StealthEX. Each exchange sets its own limits in USDC: FixedFloat from 122.323 to 100,000, StealthEX from 11.3123 to 50,000,000, ChangeNOW from 13.0305 with no stated maximum and SimpleSwap from 13.2828 with no stated maximum. They move with the market, so the swap box checks them again when you enter an amount.

Ethereum adds a block every 12 seconds, and a block counts as final after about 13 minutes. The exchange starts the swap once it counts your deposit as confirmed. Your XMR then goes out: Monero adds a block about every 2 minutes, and Monero can be spent only after 10 blocks, about 20 minutes. ChangeNOW expects 10 to 60 minutes in all.

This page uses USDC on Ethereum; the exchanges also take it on Algorand, Aptos, Arbitrum, Avalanche and Base and 9 more networks, each a separate entry in the coin list. XMR travels on Monero only. Send and receive only on the network you picked.

For 500 USDC at the last check: FixedFloat 0.81768 XMR, StealthEX 0.809353 XMR, ChangeNOW 0.805137 XMR and SimpleSwap 0.796947 XMR. FixedFloat paid the most in 8 of the last 8 checks. Each quote already takes out the exchange's fee and its cost of sending your XMR (ChangeNOW counts 0.009 XMR for that), so your swap goes to whichever pays out the most when you ask.

In the US only StealthEX takes this swap, so visitors there get its rate.

No account is needed. An exchange can hold a swap that its own checks flag and ask for ID before it pays out; ChangeNOW, FixedFloat, SimpleSwap and StealthEX explain when in their terms.

Questions

What Monero address do I give for USDC to XMR?

A standard address from your own Monero wallet: a primary address starts with 4 and a subaddress with 8. The exchange sends the XMR straight to it, and your wallet can spend it after 10 blocks, about 20 minutes.

Which network is the USDC on?

Ethereum (ERC20) on this page. The coin list also has USDC on Algorand, Aptos, Arbitrum and Avalanche. Your wallet has to use the same network, so check it before you send or give an address.

How much USDC can I swap to XMR?

At least 11.3123 USDC at the last check. The largest single swap: FixedFloat 100,000 USDC and StealthEX 50,000,000 USDC. ChangeNOW and SimpleSwap state no maximum. The swap box tells you if your amount is outside a limit.

Which exchange pays the most XMR for USDC?

FixedFloat, in 8 of the last 8 checks. Your swap goes to whichever exchange pays out the most at the moment you ask.

Swap USDC to XMR

How it works

USD Coin to Monero

Questions

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