Swap XMR to BTC
How it works
- SendYour coins go to a deposit address the exchange makes for this swap.
- ExchangeOnce your deposit confirms, the exchange swaps it at its rate.
- ReceiveThe new coins go straight to your own address.
Monero to Bitcoin
Numbers from 8 Nov 2026, 15:00 UTC
The smallest XMR to BTC swap at the last check was 0.017114 XMR, at FixedFloat. Each exchange sets its own limits in XMR: FixedFloat from 0.017114 to 226.4421, ChangeNOW from 0.0183052 with no stated maximum, StealthEX from 0.0198816 to 82,400 and SimpleSwap from 0.0186712 with no stated maximum. They move with the market, so the swap box checks them again when you enter an amount.
Monero adds a block about every 2 minutes, and Monero can be spent only after 10 blocks, about 20 minutes, so the swap starts about 20 minutes after you send. Your BTC then goes out: Bitcoin adds a block about every 10 minutes. ChangeNOW expects 10 to 60 minutes in all.
XMR travels on Monero only. BTC goes on Bitcoin here, and the coin list also has it on BNB Smart Chain and Lightning. Send and receive only on the network you picked.
For 0.83 XMR at the last check: FixedFloat 0.00659315 BTC, ChangeNOW 0.006519 BTC, StealthEX 0.00651031 BTC, WizardSwap 0.00645649 BTC and SimpleSwap 0.0064534 BTC. FixedFloat paid the most in 8 of the last 8 checks. Each quote already takes out the exchange's fee and its cost of sending your BTC (ChangeNOW counts 0.0000039 BTC for that), so your swap goes to whichever pays out the most when you ask.
In the US only StealthEX and WizardSwap takes this swap, so visitors there get their rate.
No account is needed. An exchange can hold a swap that its own checks flag and ask for ID before it pays out; ChangeNOW, FixedFloat, SimpleSwap and StealthEX explain when in their terms.
Questions
When does an XMR to BTC swap start?
Monero you send can be moved by the exchange only after 10 blocks, about 20 minutes, so the swap starts about then. Your BTC goes out next, on Bitcoin.
How much XMR can I swap to BTC?
At least 0.017114 XMR at the last check. The largest single swap: FixedFloat 226.4421 XMR and StealthEX 82,400 XMR. ChangeNOW and SimpleSwap state no maximum. The swap box tells you if your amount is outside a limit.
Which exchange pays the most BTC for XMR?
FixedFloat, in 8 of the last 8 checks. Your swap goes to whichever exchange pays out the most at the moment you ask.
Guides
- How to swap Bitcoin to Monero without an accountStep by step: pick the amount, give your Monero address, send the Bitcoin, and what happens until the XMR arrives.
- What a no-account crypto swap is and how it worksHow an instant exchange swaps your coins without an account, who holds them on the way, when it can ask for ID, and what can go wrong.
- Fixed vs floating rate swapsWhat a fixed rate locks, what a floating rate leaves open, what each costs, and why the swaps on foldoy use floating rates.